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| SUNRAYS
OCTOBER 2013
ONLINE:
SCTXCA.ORG
Over 70% of Americans take Social Security benefits the
WRONG WAY, costing seniors hundreds of millions of dollars
a year!*
This one hour program is jammed packed with priceless in-
formation, regardless of whether you’ll soon be starting your
benefits, or you’ve been receiving them for years. Find out the
answers to such questions as:
1. Will Social Security be there for me?
2. When should I file for benefits?
3. How can working, marriage, divorce, remarriage or widow-
hood affect my benefits?
4. How to minimize taxes on your Social Security income.
5. Strategic Planning (File and Suspend, Taking early IRA
withdrawals in lieu of Social Security, etc)
6. What changes to Social Security are forthcoming..
Social Security is a LIFETIME (Joint Lifetime) income with
inflationary adjustments. Most couples will receive over $1Mil-
lion in joint income from their benefits*, and many of you are
about to make a decision you cannot change the rest of your life.
Invest an hour and learn how to maximize your benefits (at-
tendees will receive a free personalized SS benefit analysis
report). If unable to attend, call (512) 258-1860 for our free
report “Understanding Social Security Retirement Benefits”.
*InsuranceNewsNet Magazine (November 2012)
104 Coleto Creek Lane, Georgetown, TX 78633. Securities and Investment
Advisory services offered through NEXT Financial Group, Inc. Member
FINRA/SIPC. Legacies Today is not an affiliate of NEXT Financial Group.
The Wild World of Wills, Trusts and Estates
Wednesday, October 30, 11:30 a.m., CCAN
Hosted by: Sandy Lefler and The Lefler Law Firm
Purchase your $1 ticket online or at the Member Services Office
Please join us for another fun and informative gathering, this
time concerning the WILDWorld of Wills, Trusts, and Estates.
Sandy Lefler of The Lefler Law Firm replaces the drab, unin-
spired seminar format with lively, entertaining, and very im-
portant information.
Come join Sandy for lunch sponsored
by Zio’s Italian, a delicious Georgetown eatery, and a
drawing for a $25 gift certificate to try their tastymenu!
Many people understand just how important it is to have a will
or a trust, but unless you have already experienced problems
with a probate or trust administration, few people can appreci-
ate just how nasty probates and estate disputes can be. It all
depends upon your family members. (Not everyone knew they
had a relative named, “Greedy”!) Sandy will share real stories
of conflict with you, answer your traditional estate planning
questions, and give valuable information about methods used
in estate planning to give you peace of mind and help avoid
trouble down the road.
Even if you already have an estate plan, Sandy gives insight
into why it may be necessary to update it if you have moved.
Also, Sandy discusses the importance of periodic review of your
existing plan to make sure that all of your needs and desires are
being fulfilled. And if you haven’t already taken the steps for
estate planning, then this seminar is definitely for you! Please
telephone the office to R.S.V.P.
Sandy is an experienced estate planning attorney licensed in
Texas in 1987.
Sandy Lefler, The Lefler Law Firm,
sle-
Tel: 512-863-5658
Health
Planning Life
After
Sun City
Tuesday, October 22, 1 p.m., CCF
Friday, October 25, 2 p.m., CCF
Wednesday, October 30, 4 p.m., CCF
Wednesday, November 6, 9:30 a.m., CCF
Hosted by: Wesleyan Homes
Purchase your $1 ticket online or at the Member Services Office
Living in Sun City is like a dream come true! Life here is about
choosing among a great array of options. We chose an active life
when we came to Sun City. Just as we planned for this time of
life, we need to be aware of choices for the next season.
Wesleyan Homes invites you to free informational seminars at
Cowan Creek Center to learn about The Wesleyan at Estrella’s
new plans for expansion. The Wesleyan at Estrella will be
doubling our capacity in order to meet overwhelming need for
Independent Living & Assisted Living.
Like Sun City, active wellness defines life at our residential
communities. We often hear, “TheWesleyan at Estrella is like a
small Sun City under one roof!” Located only 2miles east of Sun
City’s main entrance, we believe our core values distinguish us:
1. As a not-for-profit ministry of the UnitedMethodist Church,
our monthly fees do not include profit or tax payments.
2. Our faith-based culture guides our local governing board
& staff to operate in a resident-centered way.
3. For over 50 years, our benevolent commitment has assured
residents they will not be asked to leave due to financial
adversity.
Hosts include Sun City residents Jeannine Fairburn, George
Garver, John Hesser, and JanWoolheater. Space is limited and
we will have refreshments! For questions contact:
Jane King, 512-868-1205; Email:
In the pink: Advances and updates in the
diagnosis and treatment of breast cancer
Tuesday, October 22, 3:30 p.m., SCB
Hosted by: Scott & White Healthcare
Join Scott & White oncologist Christal Murray, MD, surgeon
Roger Smith, MD, and Susan Pike, MD, medical director, Cos-
SEMINARS LISTED ON THESE PAGES ARE PAID ADVERTISEMENTS.
SEMINARS
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